This is
the privacy policy for Affordable-Car-Insurance.com. This
Privacy Policy sets forth our policies regarding the
collection, use and disclosure of certain
information relating to your use of the Site. Your
use of this Site signifies your understanding and
acceptance of the terms of this Privacy Policy.
Requirements for Use of Site
This Site is not intended for use by persons under
the age of 18 years old. You must be 18 years old or
older to provide any personal information to the
Site, or to us through the Site. You represent and
warrant that you are domiciled in the United States.
Collecting Information - Personally Identifiable
Information
The Site may request and collect certain personally
identifiable information including, but not limited
to, Application Data and other personal information
contained in User Submissions, through various means
such as online forms, online applications, e-mail
and comments submitted to the Site. Such information
collected through the Site may include financial
information, health-related information, and other
sensitive information. Other than as set forth in
this Privacy Policy, and unless given permission by
you to do so, we will not sell or disclose your
personally identifiable information to third
parties.
Non-Personally Identifiable Information
We may also collect certain non-personally
identifiable information via the Site, such as Site
usage activity and preferences, also known as
demographic or profile data.
Why
must you give so much personal information?
Insurance companies establish their rates using a
variety of criteria. Since we deal with hundreds of
companies, we must ask you all the questions
required by all of them to determine the most
competitive match for you. In some cases, where
permitted by law, insurance companies may need to
obtain additional background information about you,
such as credit reports, driving records, or claims
history verification, and may need your social
security number or drivers license number to obtain
these reports. Should you decline to provide
information requested on the application form, you
may eliminate some of the most competitive
quotations.
Site Technology
Third
parties (including, but not limited to, software
vendors, advertisers and fulfillment companies) may
also use Tracking Technologies by or through the
Site. We have no control over what information such
third parties track or collect, and we have no
responsibility or liability for any tracking, data
collection or other activities of such third
parties.
Usage
and Sharing
We use information collected on and through this
Site for a variety of purposes in the course of
business and as otherwise set forth herein. For
example, such information may be used to process
your applications to receive insurance quotations or
to send you information about our and our
affiliates' products and services and other
information and materials that may be of interest to
you. This information may also be used to evaluate
what portions of the Site are more popular than
others, determine where visitors came from, where
they go, and how long they stay on a particular
page, or the Site in general. We may match
information collected from you through different
means or at different times, and use such
information along with information obtained from
other sources, including third parties. Application
Data will be forwarded to insurance agents, brokers
and/or companies who may contact you with your quote
by email, telephone, postal mail or other forms of
communication. We are not responsible, and shall not
be liable, if an agent, broker or company to whom we
forward your Application Data violates our Privacy
Policy or their own privacy policy, if any.
We may disclose your personal information to
companies that perform technology or marketing
services for us for their use in performing such
services. We may transfer, sell or assign aggregate,
non-personally identifiable information about Site
usage to third parties. We may transfer, sell or
assign personal information to third parties as a
result of a sale of all or substantially all of our
assets relating to this portion of our business or
in connection with a merger, consolidation, change
in control, reorganization or liquidation. We also
reserve the right to disclose any information
concerning you if required by law or to protect or
defend our rights or the rights or well-being of our
users or if you are involved (or are reasonably
suspected to be involved) in any illegal activity,
even without a subpoena, warrant or court order.
Consent to Processing
By providing any personal information to this
Site, you fully understand and unambiguously consent
to the transfer of such personal information to, and
the collection and processing of such personal
information in, the United States and other
countries or territories. By submitting this
information you are authorizing Brokers, Agents
and/or Insurance Professionals in the SureHits or
Netquote network to contact you directly with quotes
via telephone, fax, and email, regardless of the
presence of your phone number(s) on any local or
national no-call list.
Links
This Site
may contain links or references to other Web sites
outside of our control. Please be aware that we have
no control over these sites and our privacy policy
does not apply to these sites.
Your
Acceptance of this Policy
By using this Site, you signify your acceptance
of our Privacy Policy. If you do not agree to this
policy, please do not use our Site. We reserve the
right, at our discretion, to change, modify, add, or
remove portions from this policy at any time so
visitors are encouraged to review this policy from
time to time. Your continued use of our Site
following the posting of changes to these terms
means you accept these changes.
Last updated: April 20, 2009